54Freedom EBook

54 Freedom…financial solutions for people with disabilities and chronic health conditions

Coming Soon!

“These solution-packed real life stories are filled with ideas, tips and suggestions to address the financial challenges faced by people with disabilities and chronic health conditions, their families, their service providers who assist them to be independent and everyone who wonders about the lives of 54 million Americans with disabilities and the actions they take to achieve the financial freedom that makes it possible to achieve the same American dream as everyone else.” - Jim Griffin, CEO

For the 54 million Americans with disabilities, often the biggest challenges are financial. People with disabilities are twice as likely to live in poverty, and barely one-third of the working age population is employed. The numbers of people with disabilities increases each day as advances in medical science and the aging of the baby boomers contribute to the numbers of people with conditions affecting one or more major life functions.

For many people with disabilities and their families, paying for their health care, obtaining health and life insurance, buying homes, and covering the cost of their disability related equipment, supplies and services can be daunting. The organizations serving them face similar obstacles as they work to maintain their solvency and provide valuable support. Yet, despite unbelievable challenges, many are discovering solutions and others are committing to creating solutions. 54 Freedom… financial solutions for people with disabilities and chronic health conditions shares stories loaded with the kind of information that opens the doors to financial health for everyone who will acquire a disability at some point in his/her life. And, the truth is that it includes almost anyone who doesn’t move from perfect health to death very quickly. Most of us will come to understand the disability experience at some point in our lives, some earlier and others later. THIS DOES NOT NEED TO BE VIEWED AS A TRAGEDY, rather, a natural part of life and one that benefits from the experiences of others.

The authors of these easy-to-read stories share their wisdom and advice about achieving your piece of the American Dream. Knowledge is power. 54 Freedom is a very powerful book, with something for anyone who plans to be around for a while.

Click here to visit our Editors: Mark Victor Hanson and Tom Sullivan

Chapters

1) Introduction

2) 54Freedom.Com

3) Association Benefits

4) Income Tax

5) Retirement Plans

6) Life Insurance

7) Long Term Care

8) Health Insurance

9) Annuities

10) Capital Purchases

11) Tax Deductions

12) Tax Credits

13) Will Planning

14) Trusts

15) Social Security

16) Medicare/Medicaid Planning

17) The Problem With Waivers

18) Self-Determination

19) Customized and Supported Employment

20) PASS

21) Ticket

22) Vocational Rehab

23) Money Follows

24) Cash & Counseling

25) Transportation

26) Small Business Loans

27) Financial Issues Re Disability and Emergency Planning

28) To Work or Not to Work

29) Insurance Lifetime Caps

30) NTAP Fundraising

31) Asset Building

32) Personal Injury Lawsuits

33) Banking Accessibility

34) VOC Rehab

35) Paying for DME

36) The Disability Market

37) Funding Disability Programs

38) Home Ownership

39) Disability Insurance

40) Eliminating the Institutional Bias in Mediaid

41) Independent Living Centers Financial Skills

42) The Disability Funders Network

43) Structured Settlements

44) Prescription Drugs

45) Appropriations

46) Livable Communities

47) Technology Transfer

48) Stupid Public Policy

49) Poverty

50) Health Care Reform

51) Physical/Programmatic Access to Health Care

52) Microboards

53) DOD and Disability

54) VA and Disability